Privacy Policy
Effective Date - July 9, 2025
SolrCap Ventures Pvt Ltd ("Company", "we", "our", or "us") operates the platform Solar Capital, which enables individuals to support solar energy projects and track their climate impact via Green Credits.
We are committed to protecting your privacy and ensuring the security of your personal, transactional, and KYC information. This Privacy Policy explains how we collect, use, store, and share your data.
2. Information We Collect
a. Personal Information
- Full name
- Mobile number
- Email address
- City, PIN code, state
b. KYC Details (when applicable)
To ensure platform transparency and secure use of features (e.g., transfer, reward redemption), we may collect:
- PAN card number
- Aadhaar or Govt ID
- Selfie or photo for identity matching
- Date of birth
- Address proof
c. Bank Account Information
In certain cases, users may provide bank account details for:
- Refunds (if ever applicable)
- Verification of identity (name match via payment)
- Reward payouts (non-financial partnerships)
Details may include:
- Account holder name
- Account number
- IFSC code
- UPI ID
Note: We do not collect card or CVV details directly. All payments are processed via secure gateways (e.g., Razorpay).
3. How We Use Your Information
We use your information to:
- Register and manage your user account
- Assign Green Credits based on solar impact
- Verify identity during transfers or reward claims
- Enable secure payment and refunds (if initiated)
- Share project updates and platform changes
- Meet any regulatory or legal obligations
4. Data Security & Storage
We take strong precautions to protect your information:
- Secure HTTPS connections
- Encrypted storage of KYC and sensitive info
- Limited internal access
- PCI-DSS-compliant payment gateways
- No storage of card or PIN data on our servers
5. Sharing & Disclosures
Your information is never sold to third parties. We only share:
- With verified payment/KYC partners under NDA
- In aggregate (anonymized) for impact reports
- When required by law, court, or tax authorities
- For internal legal/accounting compliance
6. Your Rights
You have the right to:
- View your personal/KYC data
- Request changes or deletion
- Withdraw consent from marketing communications
- Close your account and request data removal (subject to legal limits)
Contact: support@solarcapital.in
7. Data Retention
| Data Type | Retention Period |
|---|---|
| General User Info | As long as the account is active |
| KYC Docs | 6 years (per compliance norms) |
| Bank Info | Until reward processed or refund settled |
| Referral & Credit Data | For product experience and audit |
8. Bank Transfer Contribution Disclaimer (if applicable)
In case you contribute to a solar project via direct bank transfer:
By transferring funds to our official account, you acknowledge that the contribution is voluntary, non-refundable, and used for clean energy projects. You will receive digital access and Green Credits accordingly.
Bank Details
Account Name: SolrCap Ventures Pvt Ltd
Bank: Yes Bank
Account Number: 000261900004260
IFSC: YESB0000002
Type: Current Account
Purpose: Clean Energy Project Contribution
Always confirm with our team via support@solarcapital.in before transferring.
9. Updates to This Policy
We may modify this policy over time. Users will be notified via email or app. Continued use after changes implies acceptance.
Consent
By using Solar Capital, you agree to the terms of this Privacy Policy, including the processing of KYC and optional bank details (where applicable).